Imagine purchasing your dream home. You saved your money for years to afford this home. You spent months researching the market, looking for that perfect home for you and your family. You move into the new home with the highest of hopes. Then you find something terrible: mold.
We have all heard about the dangerous effects of mold. Mold can cause numerous health problems, including asthma, allergies, hypersensitivity pneumonitis, allergic rhinitis, and many others.
Mold can also be expensive to remove. Frequently it is necessary to remove significant sheet rock, cabinets, flooring, insulation, and other issues. Also, the source for the mold must be fixed. For example, it may be necessary to clean and renovate an entire HVAC system to stop the spread of mold. Worse yet, many homeowners insurance companies claim that mold cleanup is not covered by insurance.
In these circumstances, many new homeowners have discovered that no one will help them: they cannot afford to remove the mold, and their home’s builder will not fix the problem, and their insurance company denies their claims.
Fortunately, you might have legal claims to force responsible parties to pay for mold remediation and compensate you for personal injuries caused by the mold. For example, purchasers of new homes oftentimes receive express and implied warranties from their home’s builder. These warranties may require that the builder fix the mold contamination and pay for personal injury damages. Also, it is frequently possible to identify a subcontractor who was responsible for the mold growth. For example, an investigation by an experienced legal team may reveal that a cabinet contractor damaged plumbing lines that resulted in water leaks and mold. Or it is possible that the HVAC system was negligently installed. There are many other examples.
If you find yourself with a home contaminated with mold, you might have legal recourse. Do not give up when your builder or insurance company deny your claims. Contact an attorney. I have helped many families through the physical and financial hardships caused by mold. I may be able to help.
If you find yourself in this circumstance, I would be happy to meet with you. There is no charge for the first meeting.
Matthew D. Quinn, 919-754-1600, firstname.lastname@example.org